dave ramsey blackwhite 300KENTUCKY (5/26/13) – This week Dave discusses Move or set family boundaries? and Altering a baby step
Dear Dave,
I live outside Houston with my wife and our 9-month-old daughter. I’ve received a job offer from a company on the other side of the city that would pay, with bonuses, $25,000 a year more than I’m currently making. This would require moving to a new house and away from our extended family. My wife wants to move because my mom can be a little overbearing. I understand how she feels, but I’m not certain I want to move or take a new job. What’s your advice? - David

Dear David,
I’m not so sure this is a job change question as much as it is about the state of your relationships. I know it’s hard to keep the grandparents away when there’s a baby in the house; that kind of goes with the territory. But I can also understand how lots of unexpected visits and unsolicited advice can wear on a person.

If it were me, I wouldn’t change jobs just to run from something. My advice is to try setting boundaries in your relationships with your parents instead of installing geographical boundaries. You might want to pick up a copy of Dr. Henry Cloud’s great book Boundaries. Remember, your mom may not realize she’s intruding on your lives. This book is full of insight, and it will give you both some good advice on how to manage relationships in a healthy, loving way.

Like I said, I really don’t feel this is a job-move issue. I think you guys just need to establish some fair and reasonable emotional distance between yourselves and your family. —Dave
Dear Dave,
My husband and I are debt-free except for our mortgage, and we make $65,000 a year. At this point, we have only $17,000 left to pay on the house. We haven’t fully gotten into all the retirement planning you say should come before paying off your home. But with so little left on the house, should we attack this last bit of debt and pay it off as soon as possible? We can have it done in five or six months. - Nancy

Dear Nancy,
I don’t see anything wrong with going ahead and knocking out the house, especially if you’re that close to making it happen. Normally, the people I talk to still have $100,000 to $200,000 left on their mortgages. This is a little bit different story.

Usually, I’m pretty hardcore about sticking with the proper order while doing the Baby Steps. Even in my book The Total Money Makeover, I didn’t leave room for people to go ahead and pay off a tiny, little mortgage ahead of investing for retirement. But in this situation, I think that’s exactly what I’d do.

Think about it, Nancy. You could be completely debt-free by year’s end, and you’re still underway with retirement planning. What a great Christmas gift for you and your husband to give each other! - Dave

* Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at www.daveramsey.com.

Disclaimer: The content supplied by columnists and letters to the Editor on this site does not in any way, shape or form, implied or otherwise, necessarily express or suggest endorsement or support of any of such content, statement, or opinions therein. SurfKY News does not necessarily adhere to or endorse content provided by outside non-staff sources.

e-max.it: your social media marketing partner

LIKE SurfKY on Facebook - Click here to LIKE us now.

© Copyright 2015 SurfKY News Group, Inc. All rights reserved. This material may not be published, broadcast, or rewritten without permission. SurfKY News encourages you to share this story on social media.

Weather Sponsored by

1 DOW 17,813.39
+1.20 (0.01%)    
2 S&P 2,088.87
-0.27 (-0.01%)    
3 NASDAQ 5,116.14
+13.33 (0.26%)    

In Other News...

KMA Makes Donation to Union, Henderson Counties Backpack Programs

KENTUCKY (11/24/15) — The Kentucky Motorcycle Association, District 14 held their Third Annual Corn Festival Poker Run… Read More

Central City Christmas Parade Dec. 4

CENTRAL CITY, Ky. (11/25/15) — Central City will host its annual Christmas Parade at 6:30 p.m. Friday, Dec. 4,… Read More

Most Read This Week

November 20, 2015 9569

Dispatchers Overhear Drug Activity during…

by SurfKY News
November 24, 2015 9182

Distillery to Operate in Old Graham School…

by SurfKY News
November 21, 2015 8541

Injuries Result from Beulah Road Accident

by Doreen Dennis, SurfKY News
November 23, 2015 7251

Relative Charged with Murder, Arson in Deaths of…

by SurfKY News
November 20, 2015 4066

Dawson Springs Woman Dies in House Fire

by SurfKY News

Most Read This Month

November 17, 2015 14770

Ohio County Most Wanted - Top 10 - November 17

by SurfKY News
November 18, 2015 14213

Runaway Teen Returns on His Own

by SurfKY News

Stories Trending Now

November 24, 2015 9182

Distillery to Operate in Old Graham School…

by SurfKY News
November 24, 2015 4052

Ohio County Most Wanted - Top 10 - November 24

by SurfKY News
November 24, 2015 2947

Man Injured When Vehicle Collides with Deer

by SurfKY News
November 24, 2015 1855

New Information on String of Break-ins, Thefts

by SurfKY News
November 24, 2015 1405

Wet/Dry Petition for Beaver Dam Submitted

by Lee Bratcher, SurfKY News
November 24, 2015 1399

Madisonville Police Reports Released

by SurfKY News
November 25, 2015 1311

Hopkins County Crime Stoppers Top Most Wanted -…

by SurfKY News
November 23, 2015 1072

Providence Police Reports Released

by SurfKY News
November 24, 2015 1062

Beshear Signs Executive Order Restoring Some…

by SurfKY News
November 25, 2015 833

Students Serve to Learn Life Lesson

by Tammy Holloway, SurfKY News