ed whitfield 300Representative Ed WhitfieldWASHINGTON (3/5/14) — U.S. Rep. Ed Whitfield (KY-01), Chairman of the House Subcommittee on Energy and Power, voted in favor of H.R. 3370, the Homeowner Flood Insurance Affordability Act of 2014, which ensures flood insurance rates will remain affordable for homeowners throughout Kentucky’s 1st Congressional District and across the nation.

The legislation requires the Federal Emergency Management Administration to complete an affordability study and delays the implementation of flood insurance rate increases until two years after completion of the study.

The delay applies to all primary properties that were built to code and later remapped into a higher risk area and all properties that purchased a new policy after July 6, 2012.

For those who purchased a new primary residence after July 6, 2012, they will continue to receive the same treatment as the previous owner.

The affordability study ensures that as FEMA implements reforms to the National Flood Insurance Program, Congress continues to stay informed and that homeowners are not faced with unimaginable and unaffordable rate increases.

H.R. 3370 provides additional protections by allowing FEMA to reimburse policyholders who successfully appeal a new map determination, and establishes a Flood Insurance Rate Map Advocate to educate and provide assistance to policy holders and local communities.

“The people I serve need this legislation and cannot afford to wait any longer while FEMA continues to implement excessive rate increases,“ said Whitfield. “I hope the United States Senate will move quickly on this bill so that it can be signed into law.”

Learn more about the Homeowner Flood Insurance Affordability Act.

SurfKY News
Information provided by Representative Ed Whitfield

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