Pick Your Community: | Hopkins | Muhlenberg | Daviess | Christian | Henderson | Lakes | McCracken | Webster
Davis Motor Sales banner ad

Dave Says – May 26, 2013

dave ramsey blackwhite 300KENTUCKY (5/26/13) – This week Dave discusses Move or set family boundaries? and Altering a baby step
 
Dear Dave,
I live outside Houston with my wife and our 9-month-old daughter. I’ve received a job offer from a company on the other side of the city that would pay, with bonuses, $25,000 a year more than I’m currently making. This would require moving to a new house and away from our extended family. My wife wants to move because my mom can be a little overbearing. I understand how she feels, but I’m not certain I want to move or take a new job. What’s your advice? - David

Dear David,
I’m not so sure this is a job change question as much as it is about the state of your relationships. I know it’s hard to keep the grandparents away when there’s a baby in the house; that kind of goes with the territory. But I can also understand how lots of unexpected visits and unsolicited advice can wear on a person.

If it were me, I wouldn’t change jobs just to run from something. My advice is to try setting boundaries in your relationships with your parents instead of installing geographical boundaries. You might want to pick up a copy of Dr. Henry Cloud’s great book Boundaries. Remember, your mom may not realize she’s intruding on your lives. This book is full of insight, and it will give you both some good advice on how to manage relationships in a healthy, loving way.

Like I said, I really don’t feel this is a job-move issue. I think you guys just need to establish some fair and reasonable emotional distance between yourselves and your family. —Dave
 
Dear Dave,
My husband and I are debt-free except for our mortgage, and we make $65,000 a year. At this point, we have only $17,000 left to pay on the house. We haven’t fully gotten into all the retirement planning you say should come before paying off your home. But with so little left on the house, should we attack this last bit of debt and pay it off as soon as possible? We can have it done in five or six months. - Nancy

Dear Nancy,
I don’t see anything wrong with going ahead and knocking out the house, especially if you’re that close to making it happen. Normally, the people I talk to still have $100,000 to $200,000 left on their mortgages. This is a little bit different story.

Usually, I’m pretty hardcore about sticking with the proper order while doing the Baby Steps. Even in my book The Total Money Makeover, I didn’t leave room for people to go ahead and pay off a tiny, little mortgage ahead of investing for retirement. But in this situation, I think that’s exactly what I’d do.

Think about it, Nancy. You could be completely debt-free by year’s end, and you’re still underway with retirement planning. What a great Christmas gift for you and your husband to give each other! - Dave

* Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover and EntreLeadership. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at www.daveramsey.com.
 

Disclaimer: The content supplied by columnists and letters to the Editor on this site does not in any way, shape or form, implied or otherwise, necessarily express or suggest endorsement or support of any of such content, statement, or opinions therein. SurfKY News does not necessarily adhere to or endorse content provided by outside non-staff sources.

© Copyright 2014 SurfKY News Group, Inc. All rights reserved. This material may not be published, broadcast, or rewritten without permission. SurfKY News encourages you to share this story by using one of the social media links below.

In Other News...

Annual Lyon County Between the Rivers Homecoming

GOLDEN POND, Ky. (8/30/14) — Former residents of the Lyon County, Ky. portion of Land Between The Lakes National… Read More

Local Man Arrested in Home Burglary

MURRAY, Ky. (8/29/14) — On Aug. 27, 2014, MPD officers responded to a possible burglary on Wells Blvd. in Murray. It… Read More

Most Read This Week (Site-Wide)

August 29, 2014 7957

Luke's Flea Market Vendors' Home Away…

in News by Charles W. Riley II, SurfKY News
August 28, 2014 7305

Police Pursuit Spans Parts of Northern…

in Top Stories by Alex Piper, MCSO
August 30, 2014 6919

One Hospitalized After Officer-Involved…

in Top Stories by Charles W. Riley II, SurfKY News
August 27, 2014 5936

Five Injured in Three-Vehicle Accident

in Top Stories by Charles W. Riley II, SurfKY News
August 27, 2014 4247

Muhlenberg Job Corps Former Student…

in Top Stories by Karen Robinson

Most Read Stories from Hopkins County

August 30, 2014 3122

Ponderosa Madisonville to Donate 10…

in Top Stories by Rita Dukes Smith, SurfKY News Director
August 27, 2014 1770

Crime Stoppers Top Most Wanted - August…

in Top Stories by Crime Stoppers
August 30, 2014 1225

City of Madisonville Says 'Goodbye' to…

in Top Stories by Amber Averitt, SurfKY News
August 29, 2014 858

MCC Announces New Board Members

in Top Stories by Joyce Riggs
August 27, 2014 642

Madisonville Fire Department Receives…

in Top Stories by Amber Averitt, SurfKY News

Most Read Stories from Owensboro

August 27, 2014 3634

Owensboro Police Conduct Investigations

in News by Dennis Beard, SurfKY News
August 27, 2014 2453

Owensboro Police Department Activity…

in News by Dennis Beard, SurfKY News
August 29, 2014 2263

Daviess County Sheriff’s Office Activity…

in News by Dennis Beard, SurfKY News
August 29, 2014 2208

Owensboro Police Department Activity…

in News by Dennis Beard, SurfKY News
August 28, 2014 1850

Downtown Trolley to Run on Labor Day

in News by Abby Shelton

Most Read Stories from Muhlenberg County

August 28, 2014 7305

Police Pursuit Spans Parts of Northern…

in Top Stories by Alex Piper, MCSO
August 27, 2014 5936

Five Injured in Three-Vehicle Accident

in Top Stories by Charles W. Riley II, SurfKY News
August 27, 2014 4247

Muhlenberg Job Corps Former Student…

in Top Stories by Karen Robinson
August 29, 2014 3609

Business Spotlight - Magical Memories…

in Top Stories by Charles W. Riley II, SurfKY News
August 28, 2014 3333

Another Greenville Home Invasion Being…

in Top Stories by Wes Miller, GPD

SurfKY News Group, Inc. Central Office & Printing Division
1125 Nebo Rd.  •  Madisonville, KY 42431  •  270.452.2249 (fax)
Main Number: 270.452.2727 (phone)  •  Printing Division Direct Line: 270.821.8600 (phone)

SurfKY Owensboro News Bureau
920 Frederica St. / Suite 210  •  Owensboro, KY 42301  •  270.683-8060 (phone)


Contact a member of our staff: www.surfky.com/contact
Copyright © 2014 SurfKY News Group, Inc.  •  Terms of Use  •  Site Map

social 03social 04social 22social 21social 06